Transit Protection

Shipment-Linked Coverage Embedded in Logistics Workflows

Transit-related insurance coverage made available contextually at the point of shipment creation, offered through licensed insurance partners.

Transit Protection is enabled only in connection with a shipment or logistics transaction. Coverage duration, scope, and benefits are linked to the specific consignment, in accordance with the terms of the applicable insurance policy.

View Transit Protection Options
Order Created
Shipment Generated
In Transit
Delivered / Returned

What Makes This Embedded

Compliance-aligned distribution within logistics workflows

Contextual Availability

Transit protection options are presented only when a shipment is created or dispatched.

Shipment-Linked Scope

Coverage applies solely to the identified consignment, route, and transit period.

Issued by Licensed Insurers

All covers are underwritten and issued by IRDAI-licensed insurance companies.

Transit Protection Options

Select the coverage that aligns with your logistics and shipment requirements

Essential Transit Insurance Cover

Suitable for: High-volume, standard shipments

Indicative Coverage Benefits
Loss of goods during transit
Physical damage during transit
Fire and accident-related loss
Coverage and settlement are subject to policy terms, conditions, limits, and exclusions.

Standard Transit Insurance Cover

Suitable for: Marketplace and merchant shipments

Indicative Coverage Benefits
Loss and damage during transit
Theft and pilferage (as per terms)
Transit delay due to insured events
Coverage and settlement are subject to policy terms, conditions, limits, and exclusions.

E-commerce & Last-Mile Transit Cover

Suitable for: E-commerce and hyperlocal deliveries

Indicative Coverage Benefits
Loss or damage during last-mile delivery
Risks during doorstep delivery
Coverage during approved reverse logistics
Coverage and settlement are subject to policy terms, conditions, limits, and exclusions.

Return-to-Origin (RTO) Benefit Cover

Suitable for: COD-heavy categories and high RTO merchants

Indicative Coverage Benefits
Benefit payable on confirmation of RTO
Benefit specified upfront in schedule
Offsets defined logistics & handling costs

Important Clarification

  • This is a benefit-based cover, not an indemnity of actual loss
  • Benefit payout is subject to policy triggers and terms
  • No assessment of cargo value or commercial loss
Coverage and settlement are subject to policy terms, conditions, limits, and exclusions.

High-Value Goods Transit Cover

Suitable for: Electronics, appliances, and premium goods

Indicative Coverage Benefits
All-risk transit damage (per wording)
Theft and mishandling
Declared value–based coverage limits
Coverage and settlement are subject to policy terms, conditions, limits, and exclusions.

Comprehensive Transit Protection

Suitable for: Complex logistics with multiple risk exposures

Indicative Coverage Benefits
Loss, damage, and theft during transit
Transit delay due to insured events
RTO Benefit Cover (fixed component)
Multi-leg movement (as per terms)
Coverage and settlement are subject to policy terms, conditions, limits, and exclusions.

How Embedded Transit Protection Works

A seamless 5-step journey from shipment creation to coverage activation

1

Shipment Created

Within platform workflow

2

Options Displayed

Eligible transit protection

3

Selection Recorded

Part of shipment transaction

4

Coverage Activates

For shipment duration

5

Claims Processed

As per policy terms

Why Platforms Enable Embedded Transit Protection

Strategic advantages for logistics and e-commerce platforms

Better Merchant Adoption

Improves merchant adoption versus standalone insurance

Shipment-Level Clarity

Shipment-level pricing and coverage clarity

Reduced Disputes

Reduced disputes through clearly defined benefit structures

Data-Backed Validation

Claims and benefit validation supported by shipment data

Insurer Alignment

Better alignment with insurer underwriting and compliance expectations

How Sencov Enables This

IRDAI-aligned technology and orchestration layer

Contextual Display Logic

Contextual display and selection logic

Insurer-Approved Options

Configuration of insurer-approved coverage options

Licensed Insurer Integration

Integration with licensed insurers for issuance

Shipment-Event Workflows

Shipment-event based claims and benefit workflows

Compliance & Audit

Consent capture, disclosures, and audit trails

Get Started with Embedded Transit Protection

Turn protection into a revenue driver and loyalty tool

Let Sencov launch branded protection programs for your appliances and devices

Partner with Sencov

Transit protection options are offered through IRDAI-licensed insurance partners and are available only in connection with a logistics or shipment transaction. Coverage, benefits, and payouts are subject to the terms, conditions, and exclusions of the applicable insurance policy.

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Insure.one is wholly owned technology platform managed by Sencov PTE Holdings Ltd, Sencov Technologies Private Limited is a subsidiary owned by Sencov PTE Holdings Ltd, Singapore.
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