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SenCov powers modern cargo insurance India solutions through API-first embedded insurance infrastructure designed for logistics providers, transport operators, marketplaces, supply chain platforms, and digital commerce ecosystems.

Order Created
Shipment Generated
In Transit
Delivered / Returned

What Makes This Embedded

Compliance-aligned distribution within logistics workflows

Contextual Availability

Transit protection options are presented only when a shipment is created or dispatched.

Shipment-Linked Scope

Coverage applies solely to the identified consignment, route, and transit period.

Issued by Licensed Insurers

All covers are underwritten and issued by IRDAI-licensed insurance companies.

Transit Protection Options

Select the coverage that aligns with your logistics and shipment requirements

Essential Transit Insurance Cover

Suitable for: High-volume, standard shipments

Indicative Coverage Benefits
Loss of goods during transit
Physical damage during transit
Fire and accident-related loss
Coverage and settlement are subject to policy terms, conditions, limits, and exclusions.

Standard Transit Insurance Cover

Suitable for: Marketplace and merchant shipments

Indicative Coverage Benefits
Loss and damage during transit
Theft and pilferage (as per terms)
Transit delay due to insured events
Coverage and settlement are subject to policy terms, conditions, limits, and exclusions.

E-commerce & Last-Mile Transit Cover

Suitable for: E-commerce and hyperlocal deliveries

Indicative Coverage Benefits
Loss or damage during last-mile delivery
Risks during doorstep delivery
Coverage during approved reverse logistics
Coverage and settlement are subject to policy terms, conditions, limits, and exclusions.

Return-to-Origin (RTO) Benefit Cover

Suitable for: COD-heavy categories and high RTO merchants

Indicative Coverage Benefits
Benefit payable on confirmation of RTO
Benefit specified upfront in schedule
Offsets defined logistics & handling costs

Important Clarification

  • This is a benefit-based cover, not an indemnity of actual loss
  • Benefit payout is subject to policy triggers and terms
  • No assessment of cargo value or commercial loss
Coverage and settlement are subject to policy terms, conditions, limits, and exclusions.

High-Value Goods Transit Cover

Suitable for: Electronics, appliances, and premium goods

Indicative Coverage Benefits
All-risk transit damage (per wording)
Theft and mishandling
Declared value–based coverage limits
Coverage and settlement are subject to policy terms, conditions, limits, and exclusions.

Comprehensive Transit Protection

Suitable for: Complex logistics with multiple risk exposures

Indicative Coverage Benefits
Loss, damage, and theft during transit
Transit delay due to insured events
RTO Benefit Cover (fixed component)
Multi-leg movement (as per terms)
Coverage and settlement are subject to policy terms, conditions, limits, and exclusions.

How Embedded Transit Protection Works

A seamless 5-step journey from shipment creation to coverage activation

1

Shipment Created

Within platform workflow

2

Options Displayed

Eligible transit protection

3

Selection Recorded

Part of shipment transaction

4

Coverage Activates

For shipment duration

5

Claims Processed

As per policy terms

Why Platforms Enable Embedded Transit Protection

Strategic advantages for logistics and e-commerce platforms

Better Merchant Adoption

Improves merchant adoption versus standalone insurance

Shipment-Level Clarity

Shipment-level pricing and coverage clarity

Reduced Disputes

Reduced disputes through clearly defined benefit structures

Data-Backed Validation

Claims and benefit validation supported by shipment data

Insurer Alignment

Better alignment with insurer underwriting and compliance expectations

How Sencov Enables This

IRDAI-aligned technology and orchestration layer

Contextual Display Logic

Contextual display and selection logic

Insurer-Approved Options

Configuration of insurer-approved coverage options

Licensed Insurer Integration

Integration with licensed insurers for issuance

Shipment-Event Workflows

Shipment-event based claims and benefit workflows

Compliance & Audit

Consent capture, disclosures, and audit trails

Turn protection into a revenue driver and loyalty tool

Let Sencov launch branded protection programs for your appliances and devices

Transit protection options are offered through IRDAI-licensed insurance partners and are available only in connection with a logistics or shipment transaction. Coverage, benefits, and payouts are subject to the terms, conditions, and exclusions of the applicable insurance policy.

Cargo & Transit Insurance Across India, SEA, Sri Lanka, Nepal & Middle East

SenCov supports digital logistics protection across high-growth regional markets.

Our platform supports logistics insurance in :

  • Southeast Asia
  • Middle East
  • Sri Lanka
  • Nepal

Our API-first infrastructure enables localized and scalable transit insurance deployment across regional logistics ecosystems.

Our advanced embedded transit insurance India platform enables businesses to offer seamless goods in transit insurance India, shipment insurance India, RTO cover and real-time logistics protection directly within operational workflows.

Through our scalable logistics insurance API India, businesses can automate policy issuance, shipment-based coverage activation, claims workflows, and risk assessment across transportation ecosystems.

Built for India and expanding across Southeast Asia, Sri Lanka, Nepal, and the Middle East, SenCov is redefining digital logistics protection infrastructure.

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