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SenCov powers intelligent mobile insurance India solutions through API-first embedded insurance infrastructure designed for retailers, e-commerce platforms, telecom providers, fintech ecosystems, and digital marketplaces.
What Makes This Embedded Device Protection
Protection that appears at the right moment, covers only what matters, and activates instantly
Contextual Availability
Protection options are surfaced only when a device is purchased, activated, or financed.
Device-Linked Scope
Coverage applies solely to the specific device (IMEI / serial-linked), tenure, and usage conditions.
Issued by Licensed Insurers
All insurance covers are underwritten and issued by IRDAI-licensed insurance companies.
Device Protection Options
Choose the protection tier that matches your platform’s device use cases
Essential Device Protection Cover
Indemnity-BasedSuitable for: Mass-market smartphones and electronics
Indicative Coverage Benefits
Accidental physical damage
Liquid damage (as per policy terms)
Screen damage (where applicable)
Coverage is subject to policy terms, conditions, limits, and exclusions.
Comprehensive Device Protection Cover
Indemnity-BasedSuitable for: Mid-range and premium devices
Indicative Coverage Benefits
Accidental and liquid damage
Theft or burglary (as defined in policy)
Screen and component damage
Coverage is subject to policy terms, conditions, limits, and exclusions.
Theft-Focused Device Protection
Indemnity-BasedSuitable for: High-theft risk locations or premium devices
Indicative Coverage Benefits
Theft or burglary of device
Forced entry or snatching events (as defined)
Replacement or indemnity as per policy wording
Coverage is subject to policy terms, conditions, limits, and exclusions.
Service & Repair Benefit Protection
Fixed Benefit / Service-LinkedSuitable for: Platforms focusing on frictionless servicing
Indicative Benefit Structure
Pre-defined repair or replacement benefit
Cashless repair through authorised networks
Benefit limits specified upfront
Comprehensive Device Protection (Insurance + Benefit)
HybridSuitable for: Premium ecosystems and subscription journeys
Indicative Coverage Benefits
Accidental and liquid damage
Theft cover (as per policy)
Service / repair benefit component
Device-linked tenure and limits
Coverage and benefits are subject to policy terms, conditions, limits, and exclusions.
How Embedded Device Protection Works
A seamless 5-step journey from device selection to protection
1
Device Selection
Device is selected or activated on a platform
2
Options Displayed
Eligible protection options are displayed contextually
3
Protection Selected
User selects a protection option during the same journey
4
Coverage Activates
Coverage activates for the defined device tenure
5
Claims Processing
Claims or service requests are processed as per policy terms
Why Embedded Device Protection Works Better
Contextual delivery drives higher adoption and better outcomes
Higher adoption
vs post-purchase insurance
Protection relevance
tied to device lifecycle
Reduced claims ambiguity
via device identifiers
Improved customer trust
at checkout
Better alignment
with insurer underwriting models
How Sencov Enables Embedded Device Protection
End-to-end platform capabilities for device protection
Context-triggered display logic
Protection options surface only when relevant
Device identifier capture
IMEI / serial number validation and linking
Coverage configuration
Configuration of insurer-approved coverage options
Licensed issuance
Integration with licensed insurers for issuance
Claims orchestration
Claims and service orchestration workflows
Compliance by design
Consent capture, disclosures, and audit trails
Turn protection into a revenue driver and loyalty tool
Let Sencov launch branded protection programs for your appliances and devices
Device protection options are offered through IRDAI-licensed insurance partners and are available only in connection with a device purchase, activation, or financing transaction. Coverage, benefits, and payouts are subject to the terms, conditions, and exclusions of the applicable insurance policy.
Mobile & Gadget Insurance Across India, SEA, Sri Lanka, Nepal & Middle East
SenCov supports embedded device protection across fast-growing digital markets.
Our platform enables:
- Mobile insurance Southeast Asia
- Mobile insurance Middle East
- Device protection Sri Lanka
- Gadget insurance Nepal
Our API-first architecture enables scalable and localized mobile protection experiences across regional markets.
Our advanced protection platform enables businesses to offer seamless smartphone insurance India, gadget insurance India, and device protection plans directly within customer purchase journeys.
Through our scalable mobile insurance API, businesses can automate policy issuance, claims workflows, accidental damage protection, and real-time device coverage activation.
Built for India and expanding across Southeast Asia, Sri Lanka, Nepal, and the Middle East, SenCov is redefining digital device protection through modern embedded insurance technology.