Mobile & Electronic Device Protection
Embedded Coverage for Everyday Devices
Device-linked protection made available contextually at the point of purchase, activation, or financing.
Mobile and Electronic Device Protection is enabled only in connection with a device transaction—such as checkout, EMI activation, or subscription enrolment—providing coverage aligned to the specific device and usage context.
What Makes This Embedded Device Protection
Protection that appears at the right moment, covers only what matters, and activates instantly
Contextual Availability
Protection options are surfaced only when a device is purchased, activated, or financed.
Device-Linked Scope
Coverage applies solely to the specific device (IMEI / serial-linked), tenure, and usage conditions.
Issued by Licensed Insurers
All insurance covers are underwritten and issued by IRDAI-licensed insurance companies.
Device Protection Options
Choose the protection tier that matches your platform’s device use cases
Essential Device Protection Cover
Indemnity-BasedSuitable for: Mass-market smartphones and electronics
Comprehensive Device Protection Cover
Indemnity-BasedSuitable for: Mid-range and premium devices
Theft-Focused Device Protection
Indemnity-BasedSuitable for: High-theft risk locations or premium devices
Service & Repair Benefit Protection
Fixed Benefit / Service-LinkedSuitable for: Platforms focusing on frictionless servicing
Comprehensive Device Protection (Insurance + Benefit)
HybridSuitable for: Premium ecosystems and subscription journeys
How Embedded Device Protection Works
A seamless 5-step journey from device selection to protection
Device Selection
Device is selected or activated on a platform
Options Displayed
Eligible protection options are displayed contextually
Protection Selected
User selects a protection option during the same journey
Coverage Activates
Coverage activates for the defined device tenure
Claims Processing
Claims or service requests are processed as per policy terms
Why Embedded Device Protection Works Better
Contextual delivery drives higher adoption and better outcomes
Higher adoption
vs post-purchase insurance
Protection relevance
tied to device lifecycle
Reduced claims ambiguity
via device identifiers
Improved customer trust
at checkout
Better alignment
with insurer underwriting models
How Sencov Enables Embedded Device Protection
End-to-end platform capabilities for device protection
Context-triggered display logic
Protection options surface only when relevant
Device identifier capture
IMEI / serial number validation and linking
Coverage configuration
Configuration of insurer-approved coverage options
Licensed issuance
Integration with licensed insurers for issuance
Claims orchestration
Claims and service orchestration workflows
Compliance by design
Consent capture, disclosures, and audit trails
Turn protection into a revenue driver and loyalty tool
Let Sencov launch branded protection programs for your appliances and devices
Device protection options are offered through IRDAI-licensed insurance partners and are available only in connection with a device purchase, activation, or financing transaction. Coverage, benefits, and payouts are subject to the terms, conditions, and exclusions of the applicable insurance policy.