Terms and Conditions – SenCov
1. Introduction
Welcome to SenCov. By accessing and using our website, platforms including Insure.One, and related services powered by Insure.one, you agree to these Terms and Conditions, which also include our Privacy Policy.
In these Terms and Conditions, “SenCov,” “we,” “us,” and “our” refer to SenCov Technologies Pvt Ltd, while “you,” “your,” and “users” refer to the customers or users of our services and website.
2. Registration & User Accounts
When you generate a quote or engage with our platform, an account may be created for you. Each quote may have a reference number, which, along with your email, allows access to your account. You are responsible for keeping this information secure.
By using our website, you agree to:
- Use the platform in accordance with these Terms and Conditions and our Privacy Policy.
- Provide accurate and up-to-date information.
- Keep your login credentials confidential and not share them with unauthorized parties.
We may use and share your personal information as outlined in our Privacy Policy, including for marketing and promotional purposes, until you opt out.
3. Collection and Use of Information
By providing your personal information to SenCov, you consent to its collection, use, storage, and disclosure as described in our Privacy Policy.
Our Privacy Policy outlines:
- How we store, use, and allow access to your data.
- How you can request corrections to your personal information.
- The security measures we employ to protect your information.
For further inquiries, please contact us at privacy@sencov.ai.
4. Accuracy and Completeness of Information
The information on our website is for general guidance and may not be exhaustive. While we strive for accuracy, we do not warrant that all information is complete, accurate, or up to date.
We are not liable for:
- Any reliance placed on our website’s content.
- Damages caused by computer viruses or other harmful components acquired through our site.
- Changes or updates to the website without prior notice.
We recommend checking for updates periodically.
5. Purchases and Payments
5.1 Payment Terms
By making a purchase through SenCov’s platform, you agree to the terms displayed on the payment page. Payments are processed securely, and all applicable fees will be displayed at checkout. You warrant that:
- You are authorized to use the payment method provided.
- The payment details you enter are correct and valid.
5.2 Cancellation Policy
Cancellations, if eligible, are subject to the specific terms of the product purchased. Please refer to your policy or plan details for cancellation rights.
6. Third-Party Links and Content
Our website may contain links to third-party websites for convenience. We do not endorse or control the content of these external websites and are not responsible for their policies or practices. Users are encouraged to review third-party Terms and Conditions before engaging with such platforms.
7. Intellectual Property Rights
All content, branding, and technology on this website, including Insure.one, are owned by SenCov or its licensors. You may not:
- Copy, reproduce, or distribute any website content without our written consent.
- Use SenCov’s branding, logos, or proprietary software without authorization.
8. Acceptable Use
You agree not to use our website for any activity that:
- Violates privacy rights by sharing unauthorized personal information.
- Defames, harasses, or misleads others.
- Introduces malicious software (e.g., viruses, worms, or trojans).
- Uploads offensive, defamatory, obscene, or illegal content.
We reserve the right to remove any content or restrict user access if such behavior is detected.
9. Disclaimers and Limitations of Liability
To the maximum extent permitted by law:
- We do not guarantee uninterrupted access to our website or error-free operation.
- SenCov is not liable for losses, damages, or expenses arising from the use or inability to use our services.
- The website and all services are provided on an “as-is” basis without warranties of any kind.
- We reserve the right to modify, restrict, or terminate access to our services at any time.
10. Governing Law and Jurisdiction
These Terms and Conditions are governed by the laws of India. Any disputes shall be subject to the jurisdiction of the courts in Mumbai, India.
For any questions regarding our services or these Terms, please contact support@sencov.ai.
11. Contact Us
For inquiries regarding embedded insurance, partnerships, or support, reach out to us:
Last updated: April 3, 2025