Gig Worker Protection
Security for the Modern Workforce
Comprehensive coverage designed for delivery partners, ride-hailing drivers, freelancers, and platform workers.
Embedded protection that activates instantly when workers join platforms, providing income security, accident coverage, and peace of mind.
Why Gig Workers Need Embedded Protection
The gig economy lacks traditional employer benefits – embedded insurance fills the gap
No Sick Leave
Gig workers don't get paid when they can't work. Income protection ensures continuity during illness or injury.
No Health Benefits
Traditional employer health insurance doesn't exist. Embedded health coverage provides essential protection.
High-Risk Work
Delivery and transport work carries inherent risks. Comprehensive accident coverage is essential.
Gig Worker Protection Options
Choose the protection that fits your platform’s workforce needs
Income Interruption Cover
Benefit-BasedSuitable for: Delivery partners, ride-hailing drivers, freelancers
Indicative Benefit Structure
Personal Accident Cover
Indemnity-BasedSuitable for: All gig workers across platforms
Coverage Benefits
Health & Hospitalization Cover
Indemnity-BasedSuitable for: Gig workers without employer health benefits
Coverage Benefits
Device & Equipment Protection
Indemnity-BasedSuitable for: Delivery partners, content creators, service providers
Coverage Benefits
Comprehensive Gig Worker Shield
Bundled ProtectionSuitable for: Full-time gig workers and platform partners
Coverage Benefits
How Embedded Gig Worker Protection Works
A seamless journey from platform onboarding to protection
Platform Onboarding
Gig worker joins a partner platform
Protection Offered
Insurance options displayed during registration
Easy Enrollment
One-click opt-in with instant coverage
Work Securely
Protected during work activities
Simple Claims
Fast claims with minimal documentation
Why Embedded Protection Works Better
Compared to traditional insurance products
Journey-triggered logic
Display and selection triggered by loan events
Loan-linked configuration
Loan amount, tenure, and EMI-linked setup
Licensed issuance
Integration with IRDAI-licensed insurers
Claims workflows
Event-based claims and benefit processing
Consent capture
Disclosures and audit-ready records
How Sencov Enables Gig Worker Protection
Our platform capabilities for gig economy partners
Platform integration
Seamless embedding in partner apps
Bulk enrollment
Efficient onboarding for worker fleets
Licensed carriers
Backed by IRDAI-licensed insurers
Claims support
Dedicated assistance for workers
Digital-first
Paperless enrollment and claims
Regulatory compliance
Full adherence to insurance regulations
Disclaimer: All insurance products are underwritten and issued by IRDAI-licensed insurance companies. Sencov acts as a technology platform enabling distribution. Coverage, terms, and claims are subject to the policy wordings issued by the respective insurer. This page is for informational purposes and does not constitute an offer or solicitation.