Mattress & Furniture Protection

Coverage, Warranty Extension & Care Plans

Product-linked protection, extended warranty, and maintenance plans offered seamlessly at the point of purchase.

Mattress & Furniture Protection solutions are enabled only in connection with a product transaction, helping customers protect their purchase beyond standard warranties through a combination of insurance coverage and service-based plans.

Protection Journey

1

Select Product

2

Checkout

3

Delivery / Installation

4

Protection & Care

What Makes This Embedded

Protection and care options integrated seamlessly into the purchase experience

Contextual Availability

Options are offered only during purchase, delivery, or installation.

Product-Linked Scope

Coverage, warranty, or service applies only to the specific item purchased.

Clear Coverage Classification

Customers are shown whether an option is Insurance, Extended Warranty, or Maintenance Service.

Mattress & Furniture Protection Options

Choose from insurance covers, warranty extensions, and care plans

Insurance Cover

Accidental Damage Protection Cover

Suitable for: Mattresses, sofas, beds, tables

Indicative Coverage Benefits

  • Accidental physical damage
  • Structural damage due to insured events
Important: Coverage is subject to policy terms, conditions, limits, and exclusions and is issued by licensed insurers.
Insurance Cover

Stain & Liquid Damage Protection

Suitable for: Mattresses and upholstered furniture

Indicative Coverage Benefits

  • Liquid spills and stains
  • Food and beverage damage
  • Cleaning or replacement as per policy terms
Important: Coverage is subject to policy terms, conditions, limits, and exclusions.
Service Contract

Extended Warranty Plan

Suitable for: Mattresses and furniture beyond manufacturer warranty period

Indicative Benefits

  • Extension of manufacturer warranty for defined components
  • Coverage for mechanical or structural failures after original warranty expiry
  • Repair or replacement as per plan terms
Important: Extended warranty is not insurance. Provided as a service contract with defined inclusions and exclusions.
Service Plan

Maintenance & Care Plan

Suitable for: Premium and long-use furniture

Indicative Benefits

  • Periodic inspection or preventive maintenance
  • Cleaning, tightening, or minor repairs
  • Access to authorised service partners
Important: Maintenance plans are service offerings, not insurance or warranties.
Benefit-Based

Repair & Replacement Benefit Protection

Suitable for: Brands offering frictionless post-sale support

Indicative Benefits

  • Pre-defined repair or replacement benefit
  • Service fulfilment through authorised partners
  • Benefit limits defined upfront
Important: Benefit-based structure with defined triggers and terms.
Combined Offering

Comprehensive Mattress & Furniture Care

Suitable for: Premium bundled offerings

Indicative Benefits

  • Accidental and liquid damage insurance cover
  • Extended warranty beyond manufacturer period
  • Maintenance and care services
  • Repair / replacement benefit component
Important: Combines insurance coverage with service-based benefits.

How Embedded Protection & Care Works

A seamless 5-step journey from selection to support

1

Select Product

Customer selects mattress or furniture item

2

View Options

Protection, warranty, and care options are displayed contextually

3

Choose Protection

Customer selects preferred options during checkout

4

Activation

Coverage, warranty, or service activates post-delivery

5

Support

Claims or service requests are handled as per applicable terms

Why Embedded Protection & Care Works Better

Benefits for customers, retailers, and insurers

Higher Attachment

Higher attachment vs post-purchase upsells

Clear Differentiation

Clear differentiation between warranty and insurance

Increased Confidence

Increased confidence for high-value purchases

Reduced Disputes

Reduced post-sale disputes

Better Transparency

Better transparency for customers and insurers

How Sencov Enables This

The technology layer powering embedded protection and care

Journey-Triggered Display

Purchase-journey triggered display logic

Clear Classification

Clear classification of insurance vs service products

Insurer Integration

Integration with IRDAI-licensed insurers for insurance covers

Service Partners

Integration with service partners for warranty and maintenance

Claims Orchestration

Claims, service request, and support orchestration

Compliance Ready

Consent capture, disclosures, and audit-ready records

Insurance covers are offered through IRDAI-licensed insurance partners. Extended warranty and maintenance plans are service offerings and not insurance. All options are available only in connection with a product purchase or delivery transaction. Coverage, benefits, and services are subject to their respective terms and conditions.

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