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Embedded Mobile Insurance Platform for India, Southeast Asia & Middle East

SenCov powers intelligent mobile insurance India solutions through API-first embedded insurance infrastructure designed for retailers, e-commerce platforms, telecom providers, fintech ecosystems, and digital marketplaces.

HOW IT WORKS

How Embedded Device Protection Works

A seamless 5-step journey from device selection to protection

Device Selection
STEP 01

Device Selection

Device is selected or activated on a platform

Options Displayed
STEP 02

Options Displayed

Eligible protection options are displayed contextually

Protection Selected
STEP 03

Protection Selected

User selects a protection option during the same journey

Coverage Activates
STEP 04

Coverage Activates

Coverage activates for the defined device tenure

Claims Processing
STEP 05

Claims Processing

Claims or service requests are processed as per policy terms

What Makes This Embedded Device Protection

Protection that appears at the right moment, covers only what matters, and activates instantly

Contextual Availability

Protection options are surfaced only when a device is purchased, activated, or financed.

Device-Linked Scope

Coverage applies solely to the specific device (IMEI / serial-linked), tenure, and usage conditions.

Issued by Licensed Insurers

All insurance covers are underwritten and issued by IRDAI-licensed insurance companies.

Device Protection Options

Choose the protection tier that matches your platform's device use cases

Essential Device Protection Cover

Best for: Mass-market smartphones and electronics

✓ Accidental physical damage
✓ Liquid damage (as per policy terms)
✓ Screen damage (where applicable)
Coverage is subject to policy terms, conditions, limits, and exclusions.
Essential Device Protection
Device Protection
Accidental Damage
Screen Protection

Comprehensive Device Protection Cover

Best for: Mid-range and premium devices

✓ Accidental and liquid damage
✓ Theft or burglary (as defined in policy)
✓ Screen and component damage
Coverage is subject to policy terms, conditions, limits, and exclusions.
Comprehensive Device Protection
Complete Protection
Theft Cover
Damage Protection

Theft-Focused Device Protection

Best for: High-theft risk locations or premium devices

✓ Theft or burglary of device
✓ Forced entry or snatching events (as defined)
✓ Replacement or indemnity as per policy wording
Coverage is subject to policy terms, conditions, limits, and exclusions.
Theft Device Protection
Theft Protection
Burglary Cover
Replacement

Service & Repair Benefit Protection

Best for: Platforms focusing on frictionless servicing

✓ Pre-defined repair or replacement benefit
✓ Cashless repair through authorised networks
✓ Benefit limits specified upfront
Benefits are subject to applicable terms, conditions, limits, and exclusions.
Service and Repair Protection
Repair Support
Cashless Service
Service Benefit

Comprehensive Device Protection (Insurance + Benefit)

Best for: Premium ecosystems and subscription journeys

✓ Accidental and liquid damage
✓ Theft cover (as per policy)
✓ Service / repair benefit component
✓ Device-linked tenure and limits
Coverage and benefits are subject to policy terms, conditions, limits, and exclusions.
Premium Device Protection
Premium Protection
Insurance + Benefit
Device Care

How Embedded Device Protection Works

A seamless 5-step journey from device selection to protection

1

Device Selection

Device is selected or activated on a platform

2

Options Displayed

Eligible protection options are displayed contextually

3

Protection Selected

User selects a protection option during the same journey

4

Coverage Activates

Coverage activates for the defined device tenure

5

Claims Processing

Claims or service requests are processed as per policy terms

Device Protection

Why Embedded Device Protection Works Better

Contextual delivery drives higher adoption and better outcomes

Higher adoption

Higher adoption

vs post-purchase insurance

Protection relevance

Protection relevance

tied to device lifecycle

Reduced claims ambiguity

Reduced claims ambiguity

via device identifiers

Improved customer trust

Improved customer trust

at checkout

Better alignment

Better alignment

with insurer underwriting models

How Sencov Enables Embedded Device Protection

End-to-end platform capabilities for device protection

Context-triggered display logic

Context-triggered display logic

Protection options surface only when relevant

Device identifier capture

Device identifier capture

IMEI / serial number validation and linking

Coverage configuration

Coverage configuration

Configuration of insurer-approved coverage options

Licensed issuance

Licensed issuance

Integration with licensed insurers for issuance

Claims orchestration

Claims orchestration

Claims and service orchestration workflows

Compliance by design

Compliance by design

Consent capture, disclosures, and audit trails

Device protection options are offered through IRDAI-licensed insurance partners and are available only in connection with a device purchase, activation, or financing transaction. Coverage, benefits, and payouts are subject to the terms, conditions, and exclusions of the applicable insurance policy.

FAQ

Frequently Asked Questions

Mobile insurance India provides protection against accidental damage, theft, liquid damage, and device malfunction for smartphones and connected devices.

Smartphone insurance India may cover screen damage, liquid damage, accidental drops, theft, and mechanical or electrical failures.

Yes, SenCov enables scalable gadget insurance India solutions for tablets, laptops, wearables, gaming devices, and smart electronics.

Embedded device protection integrates insurance directly into device purchase journeys through digital APIs and checkout workflows.

Absolutely. Our mobile insurance API supports seamless integration for retailers, e-commerce platforms, fintechs, and telecom ecosystems.

Retailers, marketplaces, telecom providers, OEMs, fintech platforms, and e-commerce businesses can integrate SenCov protection solutions.

SenCov supports mobile and gadget insurance solutions across India, Southeast Asia, Sri Lanka, Nepal, and the Middle East.

Embedded device protection improves customer confidence, enhances loyalty, increases revenue opportunities, and strengthens post-purchase experiences.

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