Embedded Mobile Insurance Platform for India, Southeast Asia & Middle East
SenCov powers intelligent mobile insurance India solutions through API-first embedded insurance infrastructure designed for retailers, e-commerce platforms, telecom providers, fintech ecosystems, and digital marketplaces.
How Embedded Device Protection Works
A seamless 5-step journey from device selection to protection
Device Selection
Device is selected or activated on a platform
Options Displayed
Eligible protection options are displayed contextually
Protection Selected
User selects a protection option during the same journey
Coverage Activates
Coverage activates for the defined device tenure
Claims Processing
Claims or service requests are processed as per policy terms
What Makes This Embedded Device Protection
Protection that appears at the right moment, covers only what matters, and activates instantly
Contextual Availability
Protection options are surfaced only when a device is purchased, activated, or financed.
Device-Linked Scope
Coverage applies solely to the specific device (IMEI / serial-linked), tenure, and usage conditions.
Issued by Licensed Insurers
All insurance covers are underwritten and issued by IRDAI-licensed insurance companies.
Device Protection Options
Choose the protection tier that matches your platform's device use cases
Essential Device Protection Cover
Best for: Mass-market smartphones and electronics
Comprehensive Device Protection Cover
Best for: Mid-range and premium devices
Theft-Focused Device Protection
Best for: High-theft risk locations or premium devices
Service & Repair Benefit Protection
Best for: Platforms focusing on frictionless servicing
Comprehensive Device Protection (Insurance + Benefit)
Best for: Premium ecosystems and subscription journeys
How Embedded Device Protection Works
A seamless 5-step journey from device selection to protection
Device Selection
Device is selected or activated on a platform
Options Displayed
Eligible protection options are displayed contextually
Protection Selected
User selects a protection option during the same journey
Coverage Activates
Coverage activates for the defined device tenure
Claims Processing
Claims or service requests are processed as per policy terms
Device Protection
Why Embedded Device Protection Works Better
Contextual delivery drives higher adoption and better outcomes
Higher adoption
vs post-purchase insurance
Protection relevance
tied to device lifecycle
Reduced claims ambiguity
via device identifiers
Improved customer trust
at checkout
Better alignment
with insurer underwriting models
How Sencov Enables Embedded Device Protection
End-to-end platform capabilities for device protection
Context-triggered display logic
Protection options surface only when relevant
Device identifier capture
IMEI / serial number validation and linking
Coverage configuration
Configuration of insurer-approved coverage options
Licensed issuance
Integration with licensed insurers for issuance
Claims orchestration
Claims and service orchestration workflows
Compliance by design
Consent capture, disclosures, and audit trails
Device protection options are offered through IRDAI-licensed insurance partners and are available only in connection with a device purchase, activation, or financing transaction. Coverage, benefits, and payouts are subject to the terms, conditions, and exclusions of the applicable insurance policy.
Frequently Asked Questions
Mobile insurance India provides protection against accidental damage, theft, liquid damage, and device malfunction for smartphones and connected devices.
Smartphone insurance India may cover screen damage, liquid damage, accidental drops, theft, and mechanical or electrical failures.
Yes, SenCov enables scalable gadget insurance India solutions for tablets, laptops, wearables, gaming devices, and smart electronics.
Embedded device protection integrates insurance directly into device purchase journeys through digital APIs and checkout workflows.
Absolutely. Our mobile insurance API supports seamless integration for retailers, e-commerce platforms, fintechs, and telecom ecosystems.
Retailers, marketplaces, telecom providers, OEMs, fintech platforms, and e-commerce businesses can integrate SenCov protection solutions.
SenCov supports mobile and gadget insurance solutions across India, Southeast Asia, Sri Lanka, Nepal, and the Middle East.
Embedded device protection improves customer confidence, enhances loyalty, increases revenue opportunities, and strengthens post-purchase experiences.